Without knowing what level of coverage and what coverage options might be included in the quote, it is impossible to make an apples-to-apples comparison with other companies. This makes it difficult to compare their rate quotes and coverage options to other companies. The online quoting system is simple and straightforward, however, it does not provide any information in terms of what level of coverage is being quoted. That is less than some companies require to get a policy started. The General does offer low down payments – slightly more than one monthly payment, likely due to a small new policy fee.
Rates are likely to be on the high side for a driver with a clean record, but for those seeking non-standard insurance and still want comprehensive coverage, they may be more competitive. The General’s rates are designed for those who are considered high-risk drivers, and as a result, insurance premiums are not necessarily meant to be competitive with major standard insurers. Secured with SHA-256 Encryption What Types of Insurance Products Are Offered? The company also markets itself towards budget policy shoppers, offering low down payments and affordable billing options.
The General writes mainly non-standard car coverage and offers policies to drivers who have had trouble obtaining coverage elsewhere, due to matters such as:įor those seeking the best insurance for an SR-22, The General might be on your list. There are several service centers in other states, but not in all covered areas. Policies are sold directly over the phone and online, as well as through independent insurance agents across the country. The company is currently headquartered out of Nashville, Tennessee. The following year, American Family Insurance acquired The General, although they continue to operate as a separate company. In 1997, the name The General came into use, although the company remains officially PGAC. The General was founded in 1963 as Permanent General Agency, and later sold products as Permanent General Assurance Corporation (PGAC). What is The General Automobile Insurance Services, Inc.?
Looking for cheap high-risk insurance or other types of coverage like that offered by The General? Enter your ZIP and start comparing quotes right away. The General’s memorable mascot and lively commercials make them a recognizable brand among non-standard insurers.
Both The General and the Lamar General agency specializes in high-risk drivers while promising affordable rates, a combination that can be difficult to find. The General should not be confused with Lamar General Agency Insurance. Our The General auto insurance review can help you decide if it’s the right choice for you. It can be hard to find the best insurance companies when you don’t have the best driving record, but there are some good options out there.